Privacy Notice for Hissab Guru

Your Privacy is Our Priority


This privacy notice for Digital Miles ("we," "us," or "our") explains how and why we collect, store, use, and share ("process") your information when you use our services ("Services"), such as:

  • Interacting with our WhatsApp-based financial assistant, Hissab Guru
  • Visiting our website at https://hisaabguru.com or any site linking to this notice
  • Using our mobile application (Hisaab Guru)
  • Contacting us or engaging with us in other ways, such as support or feedback

Questions or concerns? Reading this privacy notice will help you understand your rights. If you disagree with our practices, please do not use our Services. For questions, contact us at [email protected].


SUMMARY OF KEY POINTS


  • What information do we collect? Information you provide directly (e.g., name, phone number, spending categories), and technical information (e.g., IP address, device type).
  • Do we collect sensitive data? Yes, only if necessary, such as for financial insights, and always with your consent.
  • Do we get data from third parties? No.
  • Why do we collect your data? To operate Hissab Guru, provide budgeting and expense tracking, improve features, ensure security, and communicate with you.
  • Who do we share it with? Limited third parties (e.g., service providers) and only when necessary.
  • What are your rights? You may review, correct, or delete your data at any time.
  • How long do we keep your data? As long as necessary for the purposes described, or as required by law.

By using our website, you agree to the terms outlined in this policy. For a detailed explanation, please review our complete Privacy Policy.

1. What Information Do We Collect?

Personal information you provide:

  • Name, phone number, email (if applicable)
  • Chat-based entries such as budget limits, categories, income, or expenses
  • Any responses during onboarding or support conversations

Sensitive data (only with consent):

  • Financial summaries, budgeting goals
  • No government-issued ID, bank credentials, or biometric data are collected

Automatically collected information:

  • Device metadata (e.g., device model, IP address)
  • Usage data (e.g., chatbot feature interactions)

2. How Do We Process Your Information?

We process your information to:

  • Run Hissab Guru's core features like budgeting, expense logging, summaries, etc.
  • Personalize your experience
  • Provide customer support
  • Analyze usage and improve functionality
  • Prevent abuse or fraud

3. When and With Whom Do We Share Your Data?

We may share your information:

  • With infrastructure providers (e.g., WhatsApp API gateways, cloud platforms)
  • During legal obligations (e.g., to comply with a law or court order)
  • In business transfers (e.g., merger, acquisition)

We never sell your personal information.

4. Social Logins

If we offer login via services like Google or Facebook in the future, your public profile info (e.g., name, email) may be accessed. Such access will always be disclosed beforehand.

5. Data Retention

We retain your data only as long as:

  • You're an active user
  • It's needed to provide services or meet legal obligations

We delete or anonymize unused data after a reasonable period.

6. Data from Minors

Hissab Guru is not intended for users under 18. If we find that data from a minor has been collected, we will delete it promptly.

7. Your Privacy Rights

You may:

  • Request access to your data
  • Correct, update, or delete data
  • Withdraw consent for processing

Email us at [email protected] to make a request.

8. Do-Not-Track Settings

We do not currently respond to DNT signals due to lack of standardized technology. If standards change, we will update our response practices.

9. Updates to This Notice

We may update this notice as needed. Updates will be reflected by a revised date and posted to our website or shared via WhatsApp.

10. Contact Us

If you have questions or wish to exercise your rights, reach out:

Aaj hi apne maali mamlaat par control hasil karein!

Qr Code

Message Hisaab Guru on WhatsApp

Download App